Can car insurance companies find out about convictions?

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1. Do you have to tell car insurance about convictions? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If your conviction is spent, you don’t need to declare it when you apply for insurance, even if you’re asked. … Insurance cover might be more expensive if you have an unspent conviction. Mainstream insurers typically refuse to...
2. What happens if you don’t tell insurance about convictions? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If you deliberately don’t disclose your convictions when asked by the insurance company, your insurance could be invalid. This means it won’t pay out when you make a claim on it. If you’ve already made a claim, the...
3. How long do driving convictions stay on your criminal record? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Criminal records relating to a motoring conviction are normally spent after five years, although details of certain offences, such as drink driving, remain on your driving licence and DVLA driving record for a much longer period. CALL US...
4. Do convictions stay on your record forever? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Why is it still on my record? Since 2006, the police retain details of all recordable offences until you reach 100 years of age. Your conviction will always show on your police records but the conviction may not...
5. What happens when you switch car insurance companies? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE In general, you won’t be penalized for switching car insurance companies, no matter how often you change insurers. Although most companies will let you cancel for free at any time, waiting until the end of your policy will...
6. Why do car insurance companies ask if you have a criminal record? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Most insurance companies ask about criminal convictions because they believe it is relevant to the risk. … The questions will normally include the convictions of everyone covered by the policy, such as children or a partner. If you...