Does liability insurance cover my car if someone hits me?

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1. Does non owners insurance cover liability? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If you drive but don’t own a car, a non-owner insurance policy provides liability coverage for bodily injury and property damage. It doesn’t cover damages to the vehicle or your own injuries after an accident. However, it does...
2. Does CGL cover contractual liability? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Standard CGL policies, such as the CG 00 01 form, explicitly exclude liability that a business expressly agreed to assume under its contract. This is known as the “contractual liability” exclusion. Mar 21, 2018 CALL US NOW (Mon-Fri,...
3. How does insurance work if someone hits your car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If someone hits your car and you do have collision coverage, then your insurance company can help pay for repairs. Collision coverage will also cover damage to your car if you caused the accident, or if there were...
4. Does your insurance go up if someone hits your car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, your insurance will go up after someone hits your parked car if you file a claim with your collision insurance or uninsured motorist coverage. … Even if you’re not at fault for an accident, most states allow...
5. Do I need to tell my car insurance if someone hits me? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, you need to declare all accidents that you’re involved in, regardless of who, or what, was at fault. Pretty much all insurance providers will have a clause in their policy requiring you to declare any incidences you’re...
6. What happens if someone hits my car and I don’t have insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Even if you don’t have insurance, you are entitled to compensation if the other driver was clearly at fault. You can send them a letter of demand with independent estimates for repairs and damage to your vehicle or...