How can I get money for a downpayment on a house?

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1. Is 678 a good credit score to buy a house? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If your credit score is a 678 or higher, and you meet other requirements, you should not have any problem getting a mortgage. Credit scores in the 620-680 range are generally considered fair credit. There are many mortgage...
2. What happens if police find drugs in your house? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If the police stop you and you are in possession of drugs, it is likely that you will be arrested. The drugs found will be seized and destroyed. If you’re caught with drugs you may be charged with...
3. How much debt can you have to buy a house? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE A 45% debt ratio is about the highest ratio you can have and still qualify for a mortgage. Based on your debt-to-income ratio, you can now determine what kind of mortgage will be best for you. FHA loans...
4. Can I put a down payment on a house with a credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE You cannot use a credit card for a down payment on a house. … Mortgage lenders typically require down-payment funds to spend at least 60 days in a bank account to get “seasoned.” Besides, credit card limits generally...
5. Can you buy a house using credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, it is absolutely possible to buy a house with credit card debt. And by lowering your debt-to-income ratio before you apply for a loan, you may qualify for a better interest rate, too. CALL US NOW (Mon-Fri,...
6. Do house deeds prove ownership? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Essentially, deeds are the trail of documents that prove a property’s ownership. This can include contracts for sale, mortgages, the lease, conveyancing documents and wills. Note that a deed is executed with a witness, whereas a contract simply...