How do insurance companies determine how much you should pay?

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1. How long does it take for car insurance to determine fault? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE It varies, but generally it should take less than 45 days once the company receives the claim. With some preparation and attentiveness, though, you can help speed this process up, or at least avoid slowing it down. Feb...
2. How long does it take for insurance to determine fault? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE How long does an insurance company have to determine fault? California law gives insurance companies 40 days to investigate a claim. If the company needs more time, it must notify you every 30 days. Once a determination is...
3. What can a blood test determine that a Breathalyzer Cannot? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Breathalyzers test for the presence of alcohol in your system, and only for alcohol. If you’ve taken any kind of drugs, a breath test will not detect this. However, a blood test will show results for drugs, including...
4. How do car insurance companies pay out claims? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If your claim is approved, you’ll receive payment for the amount of the loss as determined by the insurance company. Depending on what the insurance claim entailed, you might receive the payment or the insurance company might send...
5. Do insurance companies automatically pay pain and suffering? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Insurance companies do not automatically pay pain and suffering unless a client has qualified for this type of damage and proven that the insurance company is liable. … If an insurance company refuses to compensate an accident victim...
6. How do insurance companies pay out claims? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Most insurers will pay out the actual cash value of the item, and then a second payment when you show the receipt that proves you’d replaced the item. Then you’ll get the final payment. You can often submit...