How do insurers decide fault?

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1. How do car insurance companies decide who is at fault? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If the police do not decide who is at fault, or the insurance company disagrees, your insurance adjuster will investigate the accident and use the details to determine fault. The insurance company will use photos, maps, witness statements,...
2. Why do insurers ask for 5 years? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE From long experience, insurance companies have found that a driver’s conviction history is a relevant factor in the likelihood of you making a claim in the future. That’s why they ask you about motoring and non-motoring convictions. Feb...
3. Is California a fault or no fault state? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Technically, no, California is not a no-fault state. While an injured driver can still file a claim to the other driver’s insurance and that claim will have to be paid, it doesn’t end there. Drivers in California do...
4. How many points is an at fault accident in California? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE one point In California, the DMV assigns at-fault accidents one point. If you are at fault for an accident in Los Angeles or elsewhere in California, the one-point crash will stay on your record for three years. Sep...
5. Is New Hampshire a no-fault state for car insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE New Hampshire Is A “Fault” State. The process for determining fault in a car accident depends in part upon the law of the state in which the accident occurred. … In these states, a driver must file a...
6. Is Illinois a no fault state for accidents? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE In the United States, insurance laws typically fall into one of two categories: fault and no-fault. 12 states follow a no-fault system, which requires each individual injured in a car accident to pay for their damages with their...