How does insurance work if someone hits your car?

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1. Does your insurance go up if someone hits your car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, your insurance will go up after someone hits your parked car if you file a claim with your collision insurance or uninsured motorist coverage. … Even if you’re not at fault for an accident, most states allow...
2. Does liability insurance cover my car if someone hits me? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Your liability insurance does not cover your own car if someone hits you. The responsible driver’s liability insurance will however cover any damages to your vehicle, because liability only pays for damages the policyholder causes to others and...
3. Do I need to tell my car insurance if someone hits me? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, you need to declare all accidents that you’re involved in, regardless of who, or what, was at fault. Pretty much all insurance providers will have a clause in their policy requiring you to declare any incidences you’re...
4. What happens if someone hits my car and I don’t have insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Even if you don’t have insurance, you are entitled to compensation if the other driver was clearly at fault. You can send them a letter of demand with independent estimates for repairs and damage to your vehicle or...
5. What do you do if someone hits your parked car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Steps to Take at the Scene Call the police. An officer will document the incident and create an official accident report, which you will typically need to have when filing your claim with your insurance company, says the...
6. What if someone hits my parked car Geico? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE What should I do at the scene of the accident? Check to see if anyone was hurt. Call 911, to request any needed medical assistance. Move your car to a safe location, but do not leave the scene....