Is it better to have a high deductible or low deductible?

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1. What is considered a high deductible health plan 2021? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE For 2021, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family. An HDHP’s total yearly out-of-pocket expenses (including deductibles, copayments, and...
2. Is a high deductible good or bad car insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE A lower car insurance deductible means you’ll pay less out of pocket in the event of an accident but pay more upfront in premiums. A higher deductible means you’ll pay less upfront in premiums but more in the...
3. Is $4000 a high deductible? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE As long as you are healthy, it is usually a more affordable option for health care coverage. However, this trade-off must be weighed carefully. For some HDHPs, deductibles may be as high as $4,000 for an individual. If...
4. Is low mileage better than age? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The older a vehicle, the less it’s worth. Again, because it’s more likely to need repairs at some point, but also because it will fall behind the standards of newer models. Ultimately, car age and mileage both matter...
5. What is considered low income in NH? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The Census Bureau data finds an estimated 94,289 people in New Hampshire lived below the federal poverty line in 2016. The poverty threshold used by the Census Bureau for income in the twelve months preceding July 2016 is...
6. What is considered low mileage for car insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE What is considered low mileage? Car insurance companies consider people who drive less than 7,500 miles per year to be low-mileage drivers, generally speaking. Nov 9, 2021 CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE...