Is it better to have collision or comprehensive?

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The main difference between comprehensive and collision insurance is the scenarios they cover. Collision insurance pays for damage to your car if you hit an object or another vehicle, while comprehensive coverage pays for theft or damage from causes such as bad weather, fire or fallen trees.

Do I need uninsured motorist coverage if I have collision and comprehensive? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Comprehensive and collision coverage will pay for damages to your vehicle in an accident, whether or not you were at fault. If you have comprehensive and collision you may not need UM/UIM property damage coverage, but neither comprehensive...
Is hitting a parked car collision or comprehensive? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If your car is hit by another car in a parking lot, it is covered by collision insurance, not comprehensive insurance. But if the at-fault driver is identified and has insurance, their liability coverage should pay to repair...
What is collision deductible waiver Geico? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE What is the California Deductible Waiver? If you carry collision coverage on your car, then you may be eligible for the California Deductible Waiver. With this waiver, your insurance company will pay the collision deductible on your car...
Is collision insurance required in Iowa? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Even though the law in Iowa does not require drivers to carry car insurance per se, the state’s Motor Vehicle Financial and Safety Responsibility Act makes the purchase of a liability policy a fairly attractive option for most...
Is the second most common drug found in the bodies of collision victims? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Marijuana is the second most common drug found in the bodies of collision victims (alcohol being the first). CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE...
When should you drop collision on your car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE You should drop your collision insurance when your annual premium equals 10% of your car’s value. If your collision insurance costs $100 total per year, for example, drop the coverage when your car is worth $1,000 since, at...

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