Why do insurance companies ask if your married?

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1. Why do car insurance companies ask if you have a criminal record? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Most insurance companies ask about criminal convictions because they believe it is relevant to the risk. … The questions will normally include the convictions of everyone covered by the policy, such as children or a partner. If you...
2. Why do cops ask why you pulled over? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Originally Answered: Why do police ask, “Do you know why I pulled you over?” Because they’re looking for an admission from you that you were violating the law. If you say, “It’s probably because I was going 75...
3. Do insurance companies check if you are married? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Answer: Yes — employers generally may require proof of marriage before adding a spouse to the company health-insurance plan. In fact, employers may require verification, not only of spouses, but of all dependents. CALL US NOW (Mon-Fri, 8am...
4. Why do cops ask for proof of insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE They ask for proof of insurance so that if you do not have it they can issue you a citation and generate revenue for the government. If it was strictly about making sure folks had insurance they would...
5. Why is car insurance cheaper for married couples? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Because married drivers are seen as more financially stable and safer drivers, they typically pay less for car insurance. On average, a married driver pays $96 less per year for car insurance than does a single, widowed or...
6. Why do insurers ask for 5 years? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE From long experience, insurance companies have found that a driver’s conviction history is a relevant factor in the likelihood of you making a claim in the future. That’s why they ask you about motoring and non-motoring convictions. Feb...