How much can a named driver use a car?

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1. What happens if a named driver crashes my car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Named driver claims (and how they affect the policyholder) Named drivers are people you add to your policy so they can drive your car from time to time. If they have an accident in your car, it’ll mean...
2. Can I be a named driver on a car I own? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE One of the most common questions we get asked is “what is a named driver?”. If you own a car and have your own insurance but there is another driver who sometimes uses your vehicle, you can usually...
3. Is it illegal to be a named driver on your own car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE In an attempt to reduce premiums, some people falsely claim that a more experienced driver is the main driver of the vehicle they own, and add themselves as a named driver. But this scheme, known as ‘fronting’, is...
4. What happens if a named driver crashes my car? What happens if a named driver crashes my car? Named driver claims (and how they affect the policyholder) Named drivers are people you add to your policy so they can drive your car from time to time. If they have an accident in your car, it'll mean a claim on...
5. Does a named driver need their own insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE No. Being listed as a named driver on someone else’s policy does not affect your own car insurance if you are involved in a road traffic accident. If you were to have a car accident while driving another...
6. Does having a named driver lower insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE How much does car insurance cost with a named driver? Adding a named driver often makes the premiums cheaper because it’s assumed you’ll spend less time driving, since the car is shared. This reduces your probability of having...