Should both spouses be on car loan?

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1. Who is liable if I loan my car to a friend? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE In California, vehicle owners are generally responsible for damages if they allow friends or relatives to borrow their vehicle. … That means it will not cover damages the excluded driver causes. Whether you are liable for damages depends...
2. Can I use my husband’s income when applying for a car loan? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE No. You won’t be able to use his income as your own for approval on a car loan. In this case, go into the dealership and explain the situation. Most car dealers will work with you to get...
3. Is it bad to do a 72 month car loan? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Generally, yes, a 72 month car loan is bad. When you get a 72 month car loan, you’re more likely to go upside down on your car loan, which leaves you in a vulnerable financial position. Avoid getting...
4. Is it better to pay off your car loan early? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Paying off your loan sooner means it will eventually free up your monthly cash for other expenses when the loan is paid off. It also lowers your car insurance payments, so you can use the savings to stash...
5. Is it good to pay off a car loan early? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE In general, you should pay off your car loan early if you don’t have other high-interest debt or pressing expenses to worry about. However, if that money could be better spent elsewhere, paying off your car loan early...
6. How do loan signing agents get paid? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE As a loan signing agent, you don’t get paid an annual, monthly, or hourly salary, you get paid (typically between $75 and $200) for each loan signing appointment (or job) you complete. And with the right training, it...