Why is car insurance cheaper for married couples?

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1. Should married couples buy cars in both names? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE For married couples the rule of thumb is for each spouse to individually own the car they drive. The reason for this is to limit liability in the event of an accident. … If the owner and driver...
2. Does a cheaper car mean cheaper insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE That means the average driver shells out about $80 per month for coverage. The cost of California auto insurance is a bit cheaper than the national average, which is $1,056.55 per year. … Cheapest full coverage car insurance...
3. Why do insurance companies ask if your married? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The companies operate under the assumption that married couples drive safer and get into fewer accidents. They’re also viewed as taking fewer risks behind the wheel than unmarried people. Other factors that insurance companies believe include the following:...
4. Why is insurance cheaper on a provisional? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE That’s because provisional licence holders, who are always driving under supervision, present a much lower risk to insurance providers than newly qualified drivers. Once you pass your test, you’re still learning, but you’re on your own. Dec 1,...
5. Can I keep my married daughter on my car insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Another frequent question we’re asked is, “Can a married child be on parents’ car insurance?” The short answer is yes. Your married child, regardless of age, can be on your car insurance policy. … Ask the car insurance...
6. Can you have separate car insurance if you are married? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, you can have two separate policies. This can have its benefits in some cases. However, you will still need to be listed on each other’s policies as household members/spouses but you can be excluded. Being excluded means...