Why do car insurance companies ask if you have a criminal record?

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1. Why do insurance companies ask if your married? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The companies operate under the assumption that married couples drive safer and get into fewer accidents. They’re also viewed as taking fewer risks behind the wheel than unmarried people. Other factors that insurance companies believe include the following:...
2. Why do cops ask why you pulled over? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Originally Answered: Why do police ask, “Do you know why I pulled you over?” Because they’re looking for an admission from you that you were violating the law. If you say, “It’s probably because I was going 75...
3. Why do cops ask for proof of insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE They ask for proof of insurance so that if you do not have it they can issue you a citation and generate revenue for the government. If it was strictly about making sure folks had insurance they would...
4. Why do insurers ask for 5 years? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE From long experience, insurance companies have found that a driver’s conviction history is a relevant factor in the likelihood of you making a claim in the future. That’s why they ask you about motoring and non-motoring convictions. Feb...
5. Why do officers ask where you work? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE It might be asked during a field interrogation. The primary goal of this question is to establish your identity and whether you are a flight risk, someone who might flee before trial if not incarcerated. The more stable...
6. What companies hire people with criminal backgrounds? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Called the Fair Chance Business Pledge, the initiative counts Facebook, Starbucks, American Airlines, and many others among its signees that look to provide jobs for felons when they reenter society. CALL US NOW (Mon-Fri, 8am – 5pm PST)...