Why do insurers ask for 5 years?

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1. How do insurers decide fault? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The claims handlers at both insurers will try to build up a picture of the accident with evidence to support their policyholder’s version of events. Where the drivers’ stories are disputed, the quality of that evidence can help...
2. Why do cops ask why you pulled over? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Originally Answered: Why do police ask, “Do you know why I pulled you over?” Because they’re looking for an admission from you that you were violating the law. If you say, “It’s probably because I was going 75...
3. Why do car insurance companies ask if you have a criminal record? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Most insurance companies ask about criminal convictions because they believe it is relevant to the risk. … The questions will normally include the convictions of everyone covered by the policy, such as children or a partner. If you...
4. Why do cops ask for proof of insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE They ask for proof of insurance so that if you do not have it they can issue you a citation and generate revenue for the government. If it was strictly about making sure folks had insurance they would...
5. Why do insurance companies ask if your married? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The companies operate under the assumption that married couples drive safer and get into fewer accidents. They’re also viewed as taking fewer risks behind the wheel than unmarried people. Other factors that insurance companies believe include the following:...
6. Why do officers ask where you work? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE It might be asked during a field interrogation. The primary goal of this question is to establish your identity and whether you are a flight risk, someone who might flee before trial if not incarcerated. The more stable...