This is because is the named driver on your policy crashes the car, it will be under your name. So, if you have built up a no claims history of five years, and your named driver crashes, you will lose it if you claim. There’s also a chance it will increase your premiums, even if they are removed from the policy.
What does fronting mean in insurance?
What is car insurance fronting? Fronting is a type of car insurance fraud where a more experienced driver claims to be the main driver of a car, when in fact they’re not. People do this as a way to get cheaper car insurance, often for their children.
Does a named driver have to live with you?
If someone asks you whether they can be added, you might wonder whether or not they need to live at your address. The answer here is no, it’s perfectly possible to add a named driver who lives at a different address to you.
Can 2 people insure the same car?
You and your partner can both take out separate policies for the same car. Car insurance policies are for both the vehicle and the driver, so it’s perfectly fine, legal and common for two people to be insured on the same vehicle under separate policies. There are a few reasons why you might consider doing this.
Will my insurance go up if a named driver has an accident? – Related Questions
Does the main driver have to be the policy holder?
The main driver (or vehicle policyholder) is the person who drives the vehicle most often and earns no claims discount. They do not need to be the principle policyholder but they must live at the same address as them.
Can car insurance be in joint names?
Can I take out a car insurance policy with another person? You can’t take out a car insurance policy as joint policyholders with someone else – there’s no such thing as joint car insurance, even for married couples.
