But the main driver doesn’t necessarily have to be the owner or the registered keeper. This is pretty common for married couples. If you’re married, one of you can own the car and be the registered keeper. But if your spouse drives the car more often than you do, they’ll need to be listed as the “main driver”.
What does fronting mean in insurance?
What is car insurance fronting? Fronting is a type of car insurance fraud where a more experienced driver claims to be the main driver of a car, when in fact they’re not. People do this as a way to get cheaper car insurance, often for their children.
Can you drive someone else’s car without being a named driver?
‘Driving other cars’ is a clause in your policy that allows you to drive someone else’s car without being a named driver on their policy. Driving other cars cover is really only intended for emergency situations. For example, if your friend or family member needs to go to hospital.
Can you have 2 main drivers on car insurance?
You can’t take out a car insurance policy as joint policyholders with someone else – there’s no such thing as joint car insurance, even for married couples.