As we’ve seen, driving other cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy.
Do you have to be 25 to drive someone else’s car?
This is because most insurers exclude anyone who falls within the “young driver” age range. If you’re under 25 and want to drive someone else’s car, your best bet would be to either get added as a named driver on their policy or take out temporary cover.
How does permissive use work?
Under permissive use, the borrower is covered the same way as you are unless there are provisions limiting coverage for a permissive user. So, if you don’t have collision coverage on your policy, damage to your car won’t be covered.
Can I let someone borrow my car Geico?
GEICO covers someone else driving your car, as long as they only drive it occasionally and you give them permission to do so. This is known as permissive use. As long as your roommate only drives 12 times a year or less, he’s covered under your policy.
