Insurers typically allow you to add up to three named drivers to your policy, so you can add your child and keep your partner as a named driver. Adding a child as a named driver can be cheaper than taking out a separate car insurance policy for that child.
What does fronting mean in insurance?
What is car insurance fronting? Fronting is a type of car insurance fraud where a more experienced driver claims to be the main driver of a car, when in fact they’re not. People do this as a way to get cheaper car insurance, often for their children.
Can I insure my son’s car and have him as a named driver?
The car must belong to one of your parents and they must be the main driver for the insurance policy to legally be in their name. If you own the car and you are the main driver, you’re breaking the law if the policy is not in your own name – this is called called “fronting”.
How do I insure someone else’s car?
How to get insured on someone else’s car
- Buy your own insurance policy. Be sure to tell insurance providers that you’re not the car’s owner or registered keeper when you apply.
- Have yourself added to the owner’s policy as a named driver.
- Buy a temporary car insurance policy.
- Check you’re not already insured.
