Can you pass along credit card fees to consumers?

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1. Is it legal to pass on credit card fees to customers? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Credit card surcharges are optional fees added by a merchant when customers use a credit card to pay at checkout. Surcharges are legal unless restricted by state law. Businesses that choose to add surcharges are required to follow...
2. Is it better to have a 0 balance on your credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The standard recommendation is to keep unused accounts with zero balances open. A zero balance on a credit card reflects positively on your credit report and means you have a zero balance-to-limit ratio, also known as the utilization...
3. Can you purchase a car with a credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE While it may be unconventional to the average consumer, there is nothing that legally prevents you from buying a car with a credit card. As long as your credit limit is high enough, you can put down a...
4. Can you put a down payment on a car with a credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE It’s possible to make a car down payment with a credit card. … Others accept credit cards but charge a fee for the transaction. Plus, if your dealer is willing to take a credit card for a down...
5. Can I put a down payment on a house with a credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE You cannot use a credit card for a down payment on a house. … Mortgage lenders typically require down-payment funds to spend at least 60 days in a bank account to get “seasoned.” Besides, credit card limits generally...
6. Can you buy a house using credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Yes, it is absolutely possible to buy a house with credit card debt. And by lowering your debt-to-income ratio before you apply for a loan, you may qualify for a better interest rate, too. CALL US NOW (Mon-Fri,...