How can you get caught without car insurance?
If you are stopped by the police, and you are driving on a public road without insurance, your car will be taken away. You may be taken to a police station and interviewed, and it is likely that there will be an investigation, followed by charges being made.
Will I go to court for no insurance?
The penalty for driving without insurance
The police will decide whether more serious cases are to be handled in court. These may include cases where a driver has never passed a driving test, has given false details or was driving a higher risk vehicle, like a HGV. A court can issue: an unlimited fine.
Can you get banned for no insurance?
Driving without insurance is a serious offence which can result in an immediate disqualification from driving. A driving ban can often be in the region of 28 days but can also be substantially longer for repeat offences.