New Hampshire is a “fault” state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.
Why don’t you need car insurance in New Hampshire?
Car Insurance Is Not Required in New Hampshire
New Hampshire’s Motor Vehicle Financial Responsibility Requirements do not require you to buy car insurance, but under these rules you must be able to pay for losses arising from a car accident you cause.
What do they check for car inspection in NH?
Inspection Process
- Registration, plates, registration certificate and vehicle identification number.
- Steering, front end and suspension.
- Brakes, including parking brake.
- Odometer and speedometer.
- Electrical system, horn and defroster.
- Lights and reflectors, including headlight aim.
- Glass, glazing and mirrors.
- Wipers.
Do 16 year olds need car insurance in NH?
As soon as your teen receives a license that allows them to drive independently, they must carry auto insurance in all states but New Hampshire (New Hampshire still requires drivers to show financial responsibility if they’re liable for injuries or damages resulting from an auto accident).
