North Dakota is a “no-fault” car insurance state, which means your own insurance will cover certain losses when you’re injured in a car accident, (at least initially) regardless of who caused the crash.
Is car insurance expensive in North Dakota?
Auto insurance is relatively cheap in North Dakota. The average auto insurance rate in North Dakota is $1,230 per year — 13.8% less than the US average.
Do permit drivers need insurance in North Dakota?
Before any driver can lawfully operate a vehicle in North Dakota, the vehicle must be properly insured. North Dakota mandatory liability insurance must include at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident.
What is a restricted driver’s license in ND?
With a restricted license you are limited to driving the vehicle of a parent, legal guardian, grandparent, sibling, aunt or uncle. You also cannot have more passengers than the vehicle manufacture’s suggested passenger capacity.