It is possible to get car insurance with a suspended license, but the process may be more difficult. Depending on the reason for your suspension, some insurers may not offer you coverage, especially if your driving history indicates that you’re more prone to risky behavior or getting into accidents.
Can I buy a car without a license?
Yes—as long as you have the money to cover the purchase along with a valid, government-issued ID, you can legally buy a car without a driver’s license. Keep in mind that you won’t be able to legally drive it without both a license and insurance, though.
Do you have to have a driver’s license to buy a car from a dealership?
You can buy a car without a driving licence, but you will need to pay cash for it or have it financed and insured under someone else’s name. If you find a car without a valid licence disc then be careful.
What is the only insurance the state of Rhode Island requires you to have in order to register and drive your car?
Here are the required minimum auto insurance coverages and limits in the state of Rhode Island: Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $25,000 per accident. Uninsured/Underinsured motorist coverage: $25,000 per person and $50,000 per accident.
Can you get car insurance with a suspended license? – Related Questions
What car insurance is required in Rhode Island?
In Rhode Island, you must carry minimum limits of bodily injury liability – $25,000 per person and $50,000 per accident. This means you have coverage up to $25,000 for damages incurred by any one person and up to $50,000 in any one accident should more than one person be involved.
How old does a car have to be to not need a title in Rhode Island?
Rhode Island does not require titles on vehicles year 2000 and older. However, you will need to complete a Bill of Sale and have identification. Titles are required on all vehicles year 2001 and newer. If your title is lost, a duplicate title can be obtained from the DMV.