What happens if the person at fault in an accident has no insurance in New Mexico?

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Insurance Requirements in New Mexico

However, if he does not have insurance, you will not be able to recover anything from him. He may be fined and even lose his license for not having insurance, but that won’t help you with medical bills, property damage, and other losses.

Is auto insurance mandatory in New Mexico?

Contents
1. Is auto insurance mandatory in New Mexico?
2. What is the minimum auto insurance coverage in New Mexico?
3. Does New Mexico require uninsured motorist coverage?
4. Does New Mexico have PIP?
5. Does nm accept electronic proof of insurance?
6. Related posts:

New Mexico drivers are required to carry car insurance. Drivers must have liability coverage limits of at least: $25,000 in bodily injury per person. $50,000 in total bodily injury per accident.

What is the minimum auto insurance coverage in New Mexico?

Minimum auto liability insurance amounts required in New Mexico are: $25,000 for bodily injury to or death of one person, $50,000 for bodily injury to or death of two or more persons, and. $10,000 for property damage in any one accident.

Does New Mexico require uninsured motorist coverage?

UM/UIM coverage is mandatory for all motorists in the state of New Mexico. The minimum amount of coverage for bodily injury coverage is $25,000 per person and $50,000 per accident. The minimum amount of coverage for property damage is $10,000 per accident.

What happens if the person at fault in an accident has no insurance in New Mexico? – Related Questions

Does New Mexico have PIP?

No, personal injury protection (PIP) is not required in New Mexico. PIP is not even available in New Mexico. Instead of PIP insurance, New Mexico insurance companies offer medical payments insurance (sometimes called MedPay), which helps with hospital bills resulting from a car accident.

Does nm accept electronic proof of insurance?

The only state in which electronic proof of insurance is not explicitly accepted is New Mexico.

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