What if my car is totaled and I only have liability?

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1. What happens when your car is totaled but still drivable? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE You can keep the vehicle, and the insurance company pays you for the ACV of the vehicle. The auto insurance company issues a salvage title, and you’ll be responsible for making repairs to the car if you decide...
2. Do I have to pay deductible if car is totaled? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The short answer? Yes, you do. In order for your insurance company to pay out on the claim, they’ll subtract your deductible from the total payout. You’ll usually have to pay all of your deductible regardless of how...
3. How long does it take for insurance to pay for totaled car? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Typically, you can expect payout for your totaled vehicle within a few days after the ACV has been determined. There are two instances where you may not receive money for your totaled vehicle: If you lease. Mar 31,...
4. Can I keep a totaled car in California? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE In California, the “salvage value” of your car after a serious accident is the remaining value of the damaged vehicle. … If you choose to keep your totaled vehicle, the insurance company will deduct the amount of the...
5. What happens when your car is totaled and you still owe money? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If your car is totaled and you still owe money on the loan, the insurance company will pay your lender for the car’s value, and you will be responsible for any remaining balance if the check is less...
6. Is a car totaled if the roof is damaged? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If the crash results in a broken axle, dented or tweaked pillar (the parts that “hold up” the roof, including the front windshield frame, the part between your front and rear doors, and the rear roofline), or extensive...