What type of car insurance are mandatory in Alabama?

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Liability coverage is the only legally required car insurance in Alabama. This coverage is usually split into bodily injury and property damage coverages.

Do you have to have liability insurance in Alabama?

Contents
1. Do you have to have liability insurance in Alabama?
2. What happens if the person at fault in an accident has no insurance in Alabama?
3. What kind of car insurance do I need in Alabama?
4. Do you have to have insurance to get a tag in Alabama?
5. How many days do you have to get insurance on a vehicle in Alabama?
6. Related posts:

The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy. §32-7A-3, Code of Alabama 1975.

What happens if the person at fault in an accident has no insurance in Alabama?

Your insurance company stands in the “shoes” of the at-fault driver. It compensates you for your damages and losses as if it insured the driver who caused the accident. You are not required to purchase uninsured motorist coverage in Alabama. However, all insurance companies must offer UM coverage.

What kind of car insurance do I need in Alabama?

Alabama drivers are required to carry liability coverage at minimum, which includes protections for bodily injury and property damage. Physical damage coverage includes collision and comprehensive insurance, which protect your car if it’s damaged in a collision or an incident other than a collision.

What type of car insurance are mandatory in Alabama? – Related Questions

Do you have to have insurance to get a tag in Alabama?

The motor vehicle must be covered by a liability insurance policy prior to registration. Beginning January 1, 2013, license plate issuing officials will attempt to verify liability insurance utilizing the State of Alabama Online Insurance Verification System (OIVS) when issuing or renewing vehicle registrations.

How many days do you have to get insurance on a vehicle in Alabama?

The Alabama new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy.

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